Flexible Shed Financing Made Simple

Real‑time decision • No hidden fees • No impact on your credit score

Why Finance With Us

Prequalify in Minutes

Prequalify in Minutes

Complete a quick application that won’t affect your credit score.

Flexible Payments

Flexible Payments

Choose the payment schedule that works for you.

Transparent Terms

Transparent Terms

Never pay late fees, penalties, or hidden interest - ever.

Pay Over Time with Affirm Logo

As Low As 0% APR Financing

As Low As 0% APR Financing

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Shop All Sheds

How to Finance a Shed

Getting the shed of your dreams is easier than ever with simple, straightforward financing through Affirm.

1. Choose a Shed
Browse our collection of backyard sheds and select the one that fits your space and style.

2. Select “Pay with Affirm” at Checkout
When you're ready to purchase, choose Affirm as your payment method. You'll see clear monthly payment options; no hidden fees or surprises.

3. Get Instant Approval
Affirm will run a quick check and let you know if you're approved right away. It only takes a few seconds and won’t affect your credit score.

4. Schedule Delivery
Once your financing is confirmed, we’ll coordinate a delivery date that works for you. Then you can sit back and get ready to enjoy your new shed.

FAQs About Financing a Shed

When you choose to purchase a shed on finance, you’ll make low monthly payments over time instead of paying the full amount upfront.

We offer flexible payment plans through Affirm, including 0 %  APR for up to 24 months for qualified customers. Terms vary based on eligibility and purchase amount.

Yes, Affirm performs a soft credit check to determine your eligibility. This won’t affect your credit score.

Simply select “Affirm” at checkout. You’ll be guided through a quick application process and receive a decision in seconds.

Yes, you can pay off your balance early with no pre‑payment penalties.

Financing is available for purchases starting at $1,500. Eligibility may vary based on credit and term selection.

No, Affirm shows you the total cost upfront — there are no late fees, service fees, or hidden charges to finance your storage building.

Yes, financing can be applied to standard shed models, custom upgrades, and add‑on features included in your total purchase.

All loan details and payments for your shed are managed through your Affirm account. For assistance, visit affirm.com/help.

Yes! Financing can be used on all Shed Liquidator models, including barns, modern sheds, and utility sheds.

Unlike other financing companies that will ask you to fill out multiple forms to finance your shed, Affirm’s application process is short and simple. You can figure out your average monthly payments in minutes online.

Yes, as you browse our website, look for the monthly “starting at” Affirm payments in each shed listing.

The lowest you will pay in monthly financing payments is $62. That will vary based on on‑site promotions and your credit standing.

Customer Testimonials

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Payment plans were easy to understand. Easy to pay back and easy to initially get.

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Smooth easy process, quick decision, really helpful.

Shed Expert

Talk to a Shed Expert

If you're wondering about which shed is right for you or any other details before you buy, we have experts ready to help.